You probably take great care in providing coverage for your assets. However some people fail to provide coverage for the most important asset, you! Your family can be left with financial difficulties if you were to pass away. We can offer protection with one or more of the following: Annuities Flexible Universal Life Whole Life Protection Health Insurance Coverage Mortgage Protection Juvenile Insurance Term Insurance Blue Cross Blue Shield Premier Whole Life combines the safety of guarantees found in traditional whole life insurance plans with the flexibility the One-Year Term and a Single Premium riders offer. This creates a dynamic life insurance product that may be the right solution for: Young adults just beginning an insurance program who need a basic plan to build on. Families needing life insurance protection while saving for a down payment on home, building funds for their child's education, or to supplement retirement income. Professionals or small businesses needing a large amount of protection for a limited period of time. Premier Whole Life is a permanent life insurance plan with guarantees. The base Premier Whole Life plan guarantees: level premiums for as long as the policy is in force level death benefit cash value To "money smart" consumers, this plan appears basic. But two riders have been developed specifically to allow you the flexibilty to customize the plan to suit the particular needs of your family. One-Year Term Rider (OYT) which enables you to design a "blended" plan. Single Premium Paid-Up Rider. Similar to the OYT Rider, this provides for additional coverage on yourself. For more information on these or any other insurance services please contact Al Pinheiro Insurance Agency at 408-842-4619 or go to our contact page. || Home Page | Auto/Home | Life Health Annuities | Commercial | Email | About Us ||